Howard Bayne leads the Middle and Back Office Consulting Services at First North Consulting, where he plays a crucial role in orchestrating substantial operational changes and strategic resource allocation to effectively meet the diverse needs of clients. With a wealth of experience spanning over 30 years in the highly regulated financial services industry, Howard has established himself as an expert in securities operations, particularly in the areas of Custody and Back-Office Clearing, both within Canada and internationally. His extensive background encompasses a wide range of functions, including operational support, process improvement, automation, platform migrations, and the management of client relationships. Originally hailing from the beach area of Toronto, Howard currently resides in Durham with his wife and their two sons. During his leisure time, he enjoys activities such as running, watching baseball games, and indulging in horror movies. Additionally, he is a dedicated supporter of charitable initiatives, actively contributing to organizations like United Way and The Centre for Addiction and Mental Health.